Vision Statement

The vision of the Navajo Insurance Service Department is to provide affordable and quality insurance to its insured participants through claims administration, loss control and employee well-being.

Mission Statement

The Mission of the Navajo Insurance Service Department is to support our valued customers by providing positive, resourceful, and cost-effective insurance services for the Navajo Nation so that its assets, property and employees are protected and the levels of coverage are adequate.


Employee Assistance

Employee Benefits

Risk Management

Safety and Loss Control

Worker's Compensation

Attention All Insured Participants! Please See the Employee Assistance Program Notice of Services. Download Attention! Navajo Nation and Enterprise Employees Navajo Nation Employee Benefits Program - 2014 Presentation Schedule. Download Attention! The Navajo Nation Acknowledgement of Worker’s Compensation Act, 15 N.N.C., §1003 – Exclusive Remedy – Notice to Workers. Download

Upcoming Events/Recent News

Friday, October 31, 2014

HALLOWEEN DAY - Open Regular Office Hours
Time: 8:00 am

Location: All ISD Program Offices, Window Rock, AZ

Sunday, November 2, 2014

Daylight Savings Time Ends
Time: 12:00 am

All Please Roll Back Your Clocks. The Navajo Nation Observes the Time Change.

Location: Navajo Nation, AZ

Tuesday, November 4, 2014

Navajo Nation & State/Federal Election Day
Time: 8:00 am

All Insurance Services Programs and Navajo Nation Offices will be Open during Regular Hours with Limited Coverage.

Location: Navajo Nation, AZ, NM & UT

Friday, November 7, 2014

Navajo Nation Insurance Commission meeting
Time: 8:00 am

Location: Quality Inn Business Ctr., Rm. 107, Window Rock, AZ


  • Bááhááli Chapter (Breadsprings)
  • Littlewater Chapter
  • Nahatadzil Chapter (New Lands)
  • Newcomb Chapter
  • San Juan Chapter
  • Sheep Springs Chapter
  • Shonto Community Chapter
  • Steamboat Chapter
  • To'Nanees'Dizi Chapter (Tuba City)
  • Tse Daa K'aan Chapter (Hogback)
  • Chinle Chapter
  • Cornfields Chapter
  • Dilkon Chapter
  • Greasewood Springs Chapter
  • Kayenta Chapter
  • Kinlichee Chapter (Kin Dah Lichii)
  • Lupton Chapter
  • Naschitti Chapter
  • To'likan Chapter (Sweet Water)
  • White Rock Chapter
  • Additional Chapters

LGA Chapter Services


Insurance Commission

The purpose of the Insurance Commission shall be to ensure accurate insurance coverage and protection for the Navajo Nation government its political subdivisions, enterprises, assets, property and employees. (2.N.N.C. § § 931, et seq.)

Insurance Commission Meetings

The Navajo Nation Insurance Commision convenes on the 1st Friday of each calendar month. Locations and times vary and are available upon request. Commission meetings consist of monthly regular meetings in addition to Special Sessions and Emergency Sessions that may be called at any time between each regular session. For more information, please contact the Navajo Nation Insurance Services Department @ (928) 871-6461.


Bernadette Benally,
NNIC Chairperson

Raymond Smith,
NNIC Vice-Chairperson

I. Harlan Charley,
NNIC Member

Linda Youvella,
NNIC Member

Olivia Benally,
Enterprise Alternate Rep.

Linda Bitsoi,
Judicial Branch Rep.


Kandis Martine,
Legal Advisor

Arita Yazzie,
Legal Advisor

Mark Grant,
Financial Advisor

Levon B. Henry,
Legislative Counsel